Sun Life reviews the utilization of group insurance benefits at regular intervals. From time to time premium rates for these benefits are adjusted either up or down to reflect the level of usage, cost to provide these benefits, anticipated cost to maintain the benefits in the future and the cost of inflation.
Effective February 1, 2020 the premiums payable to Sun Life by Humber College as well as the premiums deducted from your pay will be adjusted as outlined in the table below. The Joint Insurance Committee (JIC) of OPSEU, OCASA and College Compensation and Appointments Council have reviewed and approved these premium rate changes. The current employee/employer cost sharing arrangements will continue as shown below.
Employees may see an increase or decrease in the employee portion of the benefit premiums depending on the type of benefits they have elected.
As plan members, there are opportunities to help keep future premiums increases under control and contribute to the long-term viability of the plan through different measures.
- Be a smart consumer: where possible shop around for the pharmacies that have lower dispensing fees.
- Generic version of prescription drugs-ask your doctor if there are generic version of prescription drugs that can properly treat your condition just as well as the more expensive alternative.
- Use government plans and community services which can be found at ontario.ca/locations/health
If you would like to review your benefits, please contact your Compensation & Benefits Specialist.
Compensation & Benefits Specialist (First initial of last name)
Hannah Song (A-K) x4023, hannah.song@humber.ca
Denise Giacomelli (L-Z) x4807, denise.giacomelli@humber.ca
Effective: February 1, 2020
ACADEMIC EMPLOYEES
| $/Month | Change % | Employee | College | ||
| Type of Benefit | Current Rate | New Rate | Portion | Portion | |
| AD&D | $ 0.02 per $,1,000 | $ 0.02 per $1,000 | No Change | 0% | 100% |
| Basic Life Insurance | $ 0.19 per $1,000 | $0.20 per $1,000 | ↑10% | 0% | 100% |
| Supplemental Life | $ 0.11 per $1,000 | $0.12 per $1,000 | ↑10% | 50% | 50% |
| Employee Pay-All Life | $ 0.10 per $1,000 | $0.11 per $1,000 | ↑10% | 100% | 0% |
| Dependent Life | $ 0.97 per unit | $ 0.97 per unit | No Change | 100% | 0% |
| LTD – CAAT | $ 2.30 per $100 | $2.19 per $100 | ↓5% | 100% | 0% |
| Extended Health (single) | $ 97.58 | $106.36 | ↑9% | 0% | 100% |
| Extended Health (family) | $ 223.20 | $243.29 | ↑9% | 0% | 100% |
| Vision Care (single) | $ 13.11 | $ 13.11 | No Change | 25% | 75% |
| Vision Care (family) | $ 38.53 | $ 38.53 | No Change | 25% | 75% |
| Hearing Care (single) | $ 1.11 | $ 1.11 | No Change | 25% | 75% |
| Hearing Care (family) | $ 3.30 | $ 3.30 | No Change | 25% | 75% |
| Dental (single) | $ 53.67 | $ 53.67 | No Change | 0% | 100% |
| Dental (family) | $ 150.08 | $ 150.08 | No Change | 0% | 100% |
Please note that the Retail Sales Tax of 8% needs to be added to the above rates
PARTIAL LOAD EMPLOYEES
| $/Month | Change % | Employee | College | ||
| Type of Benefit | Current Rate | New Rate | Portion | Portion | |
| AD&D | $ 0.02 per $1,000 | $ 0.02 per $1,000 | No Change | 100% | 0% |
| Basic Life Insurance | $ 0.19 per $1,000 | $0.20 per $1,000 | ↑10% | 100% | 0% |
| Supplemental Life | $ 0.11 per $1,000 | $0.12 per $1,000 | ↑10% | 100% | 0% |
| Employee Pay-All Life | $ 0.10 per $1,000 | $0.11 per $1,000 | ↑10% | 100% | 0% |
| Dependent Life | $ 0.97 per unit | $ 0.97 per unit | No Change | 100% | 0% |
| Extended Health (single) | $ 97.58 | $106.36 | ↑9% | 0% | 100% |
| Extended Health (family) | $ 223.20 | $243.29 | ↑9% | 0% | 100% |
| Vision Care (single) | $ 13.11 | $ 13.11 | No Change | 100% | 0% |
| Vision Care (family) | $ 38.53 | $ 38.53 | No Change | 100% | 0% |
| Hearing Care (single) | $ 1.11 | $ 1.11 | No Change | 100% | 0% |
| Hearing Care (family) | $ 3.30 | $ 3.30 | No Change | 100% | 0% |
| Dental (single) | $ 53.67 | $ 53.67 | No Change | 100% | 0% |
| Dental (family) | $ 150.08 | $ 150.08 | No Change | 100% | 0% |
Please note that the Retail Sales Tax of 8% needs to be added to the above rates
ADMINISTRATIVE EMPLOYEES
| $/Month | Change % | Employee | College | ||
| Type of Benefit | Current Rate | New Rate | Portion | Portion | |
| AD&D | $ 0.02 per $1,000 | $ 0.02 per $1,000 | No Change | 100% | 0% |
| Basic Life Insurance | $ .08 per $1,000 | $0.09 per $1,000 | ↑13% | 0% | 100% |
| Supplemental Life | $ .05 per $1,000 | $0.06 per $1,000 | ↑20% | 50% | 50% |
| Employee Pay-All Life | $0.023-$0.334 per $1000 | $0.023-$0.334 per $1000 | No Change | 100% | 0% |
| Dependent Life | $ 1.48 per unit | $ 1.48 per unit | No Change | 100% | 0% |
| LTD – CAAT | $ 2.34 per $100 | $ 2.39 per $100 | ↑2% | 33.3% | 66.7% |
| Extended Health (single) | $ 88.18 | $ 97.00 | ↑10% | 0% | 100% |
| Extended Health (family) | $ 182.71 | $ 200.98 | ↑10% | 0% | 100% |
| Vision Care (single) | $ 9.86 | $ 9.86 | No Change | 25% | 75% |
| Vision Care (family) | $ 29.24 | $ 29.24 | No Change | 25% | 75% |
| Hearing Care (single) | $0.71 | $0.71 | No Change | 0% | 100% |
| Hearing Care (family) | $ 3.30 | $ 3.30 | No Change | 0% | 100% |
| Dental (single) | $ 43.06 | $ 44.35 | ↑3% | 0% | 100% |
| Dental (family) | $ 139.46 | $ 143.64 | ↑20% | 0% | 100% |
Please note that the Retail Sales Tax of 8% needs to be added to the above rates
SUPPORT EMPLOYEES
| $/Month | Change % | Employee | College | ||
| Type of Benefit | Current Rate | New Rate | Portion | Portion | |
| AD&D | $ 0.02 per $1,000 | $ 0.02 per $1,000 | No Change | 0% | 100% |
| Basic Life Insurance | $ 0.154 per $,1000 | $ 0.15 per $1,000 | ↓2.6 | 0% | 100% |
| Supplemental Life | $ 0.11 per $1,000 | $0.12 per $1,000 | ↑9% | 40% | 60% |
| Employee Optional Life | $0.057-$0.895 per $1000 | $0.057-$0.895 per $1000 | No Change | 100% | 0% |
| Dependent Life | $ 2.95 per unit | $ 2.65 per unit | ↓11.5% | 100% | 0% |
| Spousal Supplemental Life | $ 0.18 per $1000 | $0.16 per $1,000 | ↓12.5% | 100% | 0% |
| LTD | $ 3.58 per $100 | $ 3.58 per $100 | No Change | 25% | 75% |
| Extended Health (single) | $ 97.96 | $ 99.92 | ↑2% | 0% | 100% |
| Extended Health (family) | $ 216.76 | $ 221.10 | ↑2% | 0% | 100% |
| Catastrophic Drug Coverage (Single) | $ 1.90 | $ 1.90 | No Change | 100% | 0% |
| Catastrophic Drug Coverage (Family) | $ 4.22 | $ 4.22 | No Change | 100% | 0% |
| Vision Care (single) | $ 11.66 | $ 11.66 | No Change | 25% | 75% |
| Vision Care (family) | $ 29.72 | $ 29.72 | No Change | 25% | 75% |
| Hearing Care (single) | $ 0.76 | $ 0.76 | No Change | 25% | 75% |
| Hearing Care (family) | $ 2.07 | $ 2.07 | No Change | 25% | 75% |
| Dental (single) | $ 51.42 | $ 51.42 | No Change | 0% | 100% |
| Dental (family) | $ 146.64 | $ 146.64 | No Change | 0% | 100% |
Please note that the Retail Sales Tax of 8% needs to be added to the above rates