Skip to content

Ontario Bridging Participant Assistance Program (OBPAP)

The Ontario Bridging Participant Assistance Program (OBPAP) provides bursary assistance of up to $5,000 to internationally trained professionals with financial need enrolled in non-OSAP approved bridge training programs with direct education costs (tuition, books and equipment) offered at Ontario publicly-assisted colleges and universities, as well as the Michener Institute for Applied Health Sciences.  Bursary assistance is restricted to students enrolled in programs approved by the Ministry of Citizenship, Immigration and International Trade.

OBPAP bursary assistance is also available to students with demonstrated financial need attending approved bridge training programs offered by the postsecondary institutions that are indirectly funded by MCI through Employment Ontario Service Providers. 

Who is Eligible?

Internationally trained professionals with demonstrated financial need and who are residing in Ontario are eligible to apply for an OBPAP bursary at their postsecondary institution if they are enrolled in an MCIIT approved bridge training program that is:

  • Currently in-session
  • Non-OSAP approved
  • Current or formerly MCIIT funded
  • Offered at an Ontario college of applied arts and technology, publicly-assisted university or the Michener Institute (postsecondary institution)


Due to the large number of applicants, Humber cannot guarantee bursaries for all those who apply, due to limited funding provided by the Ministry of Advanced Education and Skills Development

The OBPAP bursary is administered by Humber College. Financial need is determined by the college's Financial Aid policies governing student financial need.

The OBPAP bursary applicant must be a Canadian Citizen, Permanent Resident or Protected Person living in Ontario. The applicant cannot be in default of a student loan or be in receipt of Second Career funding.

Windmill Microlending

Windmill Microlending provides low-interest loans of up to $15,000 to immigrants who lack the financial resources to pay for the Canadian licensing or training that will allow them to work in their field. 

What can the loans be used for?

  • Short-term (two years or less) training
  • Exam fees with a professional governing association
  • Travel expenses to write an exam
  • Qualification assessments
  • Professional association fees
  • Books and course materials
  • English language courses specific to employment
  • Living allowance during study time
  • Other related expenses

To be eligible for a loan, a person must:

  • Be an immigrant and over 18 years of age
  • Be a permanent resident, Canadian citizen, protected person or provincial nominee
  • Wish to return to pre-migration field of work
  • Not have an undischarged bankruptcy
  • Be of good character

Foreign Credential Recognition Program

Access Community Capital Fund

ACCESS Community Capital Fund is a registered Canadian charity that helps immigrants facing financial barriers obtain low-interest Foreign Credential Recognition (FCR) Loans of up to $15,000 to pay for their licensing and training in order to find work in their original profession, a related field or pursue a new career in Canada.

To be eligible for a loan, an applicant must:

  • Be a Canadian citizen, Permanent Resident, Convention Refugee/Protected Person
  • Be 18 years or older and legally permitted to work in Canada
  • Be seeking to get back in their profession, a related field or pursue a new career path
  • Demonstrate financial need
  • Not be in active consumer proposal or bankruptcy

Loans can be used for:

  • Licensing, certification or training costs (up to two years)
  • Qualification and credential assessments
  • Professional association and membership fees
  • Exam fees
  • Books and course materials
  • Bridging program costs
  • English language courses specific to professional field and employment
  • Living allowance during time of study and exams
  • Travel allowance to write exams
  • Other career-related expenses

Additional supports:

  • Application assistance
  • Financial coaching
  • Career advising and counselling


The Centre For Education and Training

The Centre For Education and Training offers a financial loan plus one-on-one career counselling for Internationally Trained Individuals to get their career started in Canada.

What Are The Features Of This Program?

  1. A loan from $1,500 - $15,000*
  2. No credit history required*
  3. Competitive low-interest rate: PRIME + 2%
  4. Repayment terms from 1 year to 4 years
  5. No hidden fees

*Eligibility and established service criteria applies

What Are The Eligibility Criteria For This Program?

  • You are a Permanent Resident, Canadian Citizen or Convention Refugee, who is legally permitted to work in Canada
  • You have obtained education and related work experience outside Canada
  • You are seeking to have your credentials recognized in Canada OR undertaking training for an alternative career (or both)
  • You have demonstrated financial need and a lack of access to comparable financial resources
  • You reside in Peel Region, Toronto, Halton Region or Hamilton