Welcome to Humber’s Pension Hub

This is your go-to resource for everything related to the CAAT Pension Plans offered by Humber. Whether you are just getting started, actively contributing, or planning for retirement, you will find the tools, information, and support you need to make informed decisions about your financial future. Explore plan details, access helpful guides, and stay up to date with the latest pension news—all in one place.

Pension Training

This training provides an overview of the available health and insurance benefits as well as how to enrol.

Enrolment Form

Employees must complete the CAAT pension enrolment form in order to enrol.

Available Plans & Contribution Rates

DBPrime (Full-time Members)	DBPlus (Other than Regular Full-time [OTRFT] Members)
Employees who work full-time in permanent positions automatically join the CAAT Plan's DBprime design upon hire.	Employees who work part-time or on contract can choose to join the Plan's DBplus design at any time.
10.2% of pensionable earnings up to the YMPE*.	9% on all T4 earnings.
13.8% of pensionable earnings above the YMPE*.
Learn more about the DBprime Plan (Member handbook)	Learn more about the DBplus plan (Member handbook)
*YMPE = Year's Maximum Pensionable Earnings. Refer to the DBprime member handbook for more information.

Pensions Calculator/Estimator Tools

Additional Resources

Total Rewards Contact

Please contact the Total Rewards team if you require support.